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Helping Clients Obtain Full and Fair Compensation For Their Injuries
No one ever expects to suffer a personal injury. Nevertheless, victims suffer personal injuries that result in them being unable to work or participate in many of the same activities they enjoyed before their accident.
Individuals who are unable to work often face a financial crisis due to the mounting stack of medical bills they have incurred due to their accident. Even with health insurance coverage, individuals may find it challenging to pay for medical care, especially if they have suffered severe or permanent injuries.
If you have been injured in an accident caused by someone else’s negligence, you must hire an experienced personal injury attorney who can help you recover compensation to pay for damages.
Contact the Labovitz Law Firm of St. Louis, MO, and ask to schedule a free initial consultation to discuss your personal injury case and learn what legal options may be available.
What Are the Most Common Types of Personal Injury Cases?
Although there are many ways that individuals can suffer a personal injury, there are some accidents that occur more frequently than others. The most commonly reported personal injury accidents in Missouri include:
- Dog bites
- Medical malpractice
- Motor vehicle accidents
- Pedestrian accidents
- Premise liability accidents
- Slip and falls
- Workplace accidents
Even if you only suffer minor injuries, you may still experience emotional distress and lost time at work due to your injuries.
Suppose the liable party was negligent in their duty to use reasonable care to ensure other’s safety. In that case, you may be able to file a personal injury claim to try and recover compensation. However, Missouri personal injury laws can be overly complex and confusing for those who lack legal training. For this reason, it is always best to hire a personal injury attorney who can provide solid legal representation to protect your rights.
Should I Speak to the Other Party’s Insurance Company if They Contact Me?
One of injury victims’ most common mistakes is talking to the other party’s insurance carrier. In many instances, an insurance adjuster will contact an injury victim almost immediately after the accident.
However, anything you say regarding the accident can be used against you by the insurance provider to try and minimize their liability and potential payout on a claim.
In other cases, an insurance adjuster may offer you a quick settlement shortly after you have been injured. Although a fast personal injury settlement is tempting, especially if the victim cannot return to work, they rarely account for the injured party’s future medical expenses or loss of earning capacity. Therefore, you should first consult with a qualified personal injury attorney before making an agreement with the other party’s insurer.
At the Labovitz Law Firm, our personal injury lawyer can provide the legal counsel to ensure you fully understand your legal rights and protect your ability to pursue compensation.
What Type of Compensation Can I Collect From a Personal Injury Claim?
Generally, clients’ most important question is what type of compensation they can potentially recover from a personal injury claim. Every personal injury claim differs based on the circumstances surrounding the case.
However, Missouri law allows accident victims to try and recover economic and non-economic damages, also called compensatory damages due to injury. In extreme cases that meet state guidelines, injury victims may also be able to collect punitive damages.
Economic Damages
Economic damages are awarded to victims to reimburse them for out-of-pocket expenses incurred for being injured. Some common economic damages an injury victim may be able to recover include:
- Past, current, and future medical expenses, including doctor and hospital visits.
- Lost wages
- Loss of earning capacity
- Property damage (if applicable)
If the victim suffered serious injuries that require ongoing medical treatment such as physical therapy or rehabilitation, they may be able to recover compensation that will also cover those costs.
Non Economic Damages
Non-economic damages are awarded to compensate them for intangible losses they have suffered as a result of their accident and may include:
- Pain and suffering
- Emotional suffering
- Loss of enjoyment of life
- Loss of consortium
- Permanent disfigurement and scarring
Punitive Damages
Unlike compensatory damages, which are meant to reimburse the victim for financial losses, punitive damages are meant to punish the wrongdoer and warn others not to repeat the same behavior.
Although Missouri allows victims to sue for punitive damages, they are rare in personal injury cases. To successfully obtain punitive damages, the victim must prove the other party intentionally harmed them or acted with blatant disregard for others.
A knowledgeable personal injury lawyer can examine your case and determine if requesting punitive damages in a personal injury lawsuit is appropriate.
What Makes Your Personal Injury Law Firm the Best Choice For My Legal Needs?
The Labovitz Law Firm of St. Louis, MO, has a proven track record of obtaining favorable results for personal injury victims. Unlike other personal injury attorneys who often try to wrap up cases quickly because they are concerned about profits, our legal team focuses on our client’s current and future needs.
If you have been injured and it was someone else’s fault, you need a personal injury lawyer who is fearless when it comes to fighting for clients. Our skilled attorney has extensive experience in handling personal injury cases and helping clients seek compensation for the harm they have suffered.
However, many injury victims are unaware that most cases are settled out of court without the need for expensive litigation. However, suppose the insurance company is unwilling to negotiate a fair settlement. In that case, our injury attorney is prepared to take legal action to ensure you receive the fair treatment and justice you deserve.
Contact the Labovitz Law Firm at our St. Louis, MO law offices at 314-668-2268 and ask to schedule a free no-obligation consultation to discuss your case.